Facebook-f Youtube

Dream. Plan. Achieve.

Whether you are a first-time homebuyer or an experienced homeowner, know that The Spiteri Team is the mortgage advice you deserve.

Our Simple Process
Sign Up For Workshops

We want to educate and empower you to achieve your goals!

Join our Webinars

Retirement Mortgage Webinar

10 Mind-blowing Reasons To Get A Reverse Mortgage

Watch Live Now

Construction/ADU Webinar

ADU’s: Your solution to the housing crisis

Watch Live Now

Realtor Business Growth Webinar

AYou’re Not Going To Believe What’s New In Real Estate

Sign up now

Smart Home Buyer Webinar

Don’t buy a home without attending this workshop!

Sign up now

Richard S.
Richard S.
Read More
Excellent customer service, communication and follow-through! Carl and his team are great to work with from beginning to end during your loan needs. Highly recommend this team!!
garysosa
garysosa
Read More
I've worked with Carl Spiteri several times over the past ten years or so - from simple phone consultations to two refi's. Carl helps you make the best decision for you
Jonathan Gilmer
Jonathan Gilmer
Read More
Carl and his team are wonderful. They helped me navigate the home mortgage world as a first time buyer and were responsive,
Jonathan
Jonathan
Read More
Carl and his team are wonderful. They helped me navigate the home mortgage world as a first time buyer and were responsive, informative
Ankita Upadhye
Ankita Upadhye
Read More
They are a wonderful mortgage company to work with! Helpful in every step of the way! Highly recommende
Ojay pagano
Ojay pagano
Read More
Carl and his team were diligent and professional. Carl is knowledgeable of infill housing (2-4 unit) and ADU's and how nuanced take out loans can be for these types of projects.
Juan De La Cruz
Juan De La Cruz
Read More
I am a military first time home buyer and Mr. Carl Spiteri made this an easy process.
Kyle Phillips
Kyle Phillips
Read More
Awesome service. Carl was a awesome guy to work with and will fight for you to get the best loan you can! 10/10 would go with him again to get a loan for my next house.
josh hans
josh hans
Read More
Carl is a really knowledgeable and helped me through every step and the office staff is awesome.
Sage Eckenroth
Sage Eckenroth
Read More
Carl is Awesome. His staff is always friendly and helpful. I completely trust Carl and his team with my Financials
Sam McConnell
Sam McConnell
Read More
Paperwork was in order. Funds were sufficient. Rental lease was coming to an end.
Trevor Smith
Trevor Smith
Read More
Worked with Carl since 2012. Very efficient and knowledgeable. Strongly recommend
Christine Tara Peterson
Christine Tara Peterson
Read More
Carl and his team are amazing !! Highly recommend !!! Carl went so above and beyond and is so expert knowing all the ins and outs that even in this most challenging .....
Pamela Fruge
Pamela Fruge
Read More
Always five star service and recommendations. So happy to have my refinance managed by Carl Spiteri!
Darryl Macatantan
Darryl Macatantan
Read More
Carl and his Benchmark Team are awesome. Their mortgage loan process and communication is great!

Purchase

Start by selecting a loan program that is best for you.

Loan Programs

Strategic Refinance

Receive total access to today’s most competitive loan programs.

Our Simple Process

New From The Blog

View More

Let's Talk About Your Mortgage

By clicking Request a call, you agree to our Terms.
View Our TOS and Privacy Policy

Have Questions?

Call us:

(916) 245-0712

Email us:

[email protected]

“Carl and the Benchmark team are wonderful people to work with. We were planning a remodel and Carl worked with us to make our remodel happen. He has helped us several times since then and always gives the same great service.’’

Currently licensed in the states below.

AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC

Ark-La-Tex Financial Services, LLC NMLS ID 2143

Carl Spiteri | NMLS ID 286890

Hilda Hensley | NMLS ID 280206

Facebook-f Youtube Instagram
EqualHousingOpportunity_Logo - Transparents GREY

Phone: (916) 245-0712
eFax: 800.670.0929

919 Reserve Drive, Suite 132
Roseville, CA 95678

Ark-La-Tex Financial Services, LLC d/b/a Benchmark Mortgage 5160 Tennyson Pkwy STE 1000, Plano, TX 75024. NMLS ID #2143 (www.nmlsconsumeraccess.org) 972-398-7676. Some products may not be available in all licensed locations. Information, rates, and pricing are subject to change without prior notice at the sole discretion of Ark-La-Tex Financial Services, LLC. All loan programs subject to borrowers meeting appropriate underwriting conditions. This is not a commitment to lend. Other restrictions may apply. (https://benchmark.us)